Once you graduate, leave school, or drop below half-time enrollment, you are required by law to complete exit counseling.

During exit counseling, you will review your rights and responsibilities as a borrower.

Exit Counseling

The goal of exit counseling is to help you understand your responsibilities when repaying your federal student loan.

If your school tells you to use StudentLoans.gov, you can complete exit counseling now.

What is exit counseling?
Who has to complete exit counseling?
When do I go through exit counseling?
How do I complete exit counseling?


What is exit counseling?

Exit counseling is required by law. It provides important information you’ll need as you prepare to repay your federal student loan(s). You’ll learn how to understand and repay your loans, how to avoid default, and how to make your finances a priority.

Top

 

Try This Resource
Exit Counseling Guide—Provides an overview of information you will need to successfully repay your federal student loan(s).

Who has to complete exit counseling?

If you are a student who has received subsidized, unsubsidized, or PLUS loans under the Direct Loan Program or the Federal Family Education Loan (FFEL) Program*, you must complete exit counseling.

*Note: No new loans have been made under the FFEL Program since June 30, 2010.

Top

 


When do I go through exit counseling?

You must complete exit counseling when you graduate, leave school, or drop below half-time enrollment.

Top

 


How do I complete exit counseling?

Your school will tell you how to complete exit counseling. If your school tells you to complete exit counseling on StudentLoans.gov, you should expect it to take you about 30 minutes.

Top