Federal student loans will be discharged due to the death of the borrower or of the student on whose behalf a PLUS loan was taken out.
If you die, then your federal student loans will be discharged after the required proof of death is submitted.
Your parent's PLUS loan will be discharged if your parent dies or if you (the student on whose behalf your parent obtained the loan) die.
The loan will be discharged if a family member or other representative provides the loan servicer acceptable documentation of the borrower's or parent's death. Acceptable documentation includes an original death certificate, a certified copy of the death certificate, or an accurate and complete photocopy of one of those documents. For more information about documentation requirements, contact your loan servicer.