Gainful Employment | Federal Student Aid

Gainful Employment

2011 Gainful Employment Informational Rates

Generally, in order to be eligible for funding under the HEA Title IV student assistance programs, an educational program must lead to a degree or it must prepare students for "gainful employment in a recognized occupation." With very few exceptions, all educational programs offered at for-profit institutions must lead to gainful employment in a recognized occupation. Under the regulations that go into effect on July 1, 2012, an educational program is considered to provide training that leads to gainful employment in a recognized occupation if the most recent repayment activity of the students that previously attended the program result in an average Repayment Rate of at least 35 percent; or the average annual earnings for students that completed the program compared to the annual loan payments on those earnings results in a Debt-to-Earnings ratio of no more than 12 percent; or no more than 30 percent of the average discretionary income for those former students.

By clicking on the link below, you can access the 2011 Gainful Employment Informational Rate data. These data were prepared to provide institutions and the Department with preliminary information about the performance of institutions' gainful employment programs in advance of the years in which programs that fail the debt measures will be required to provide debt warnings and may lose eligibility after failing three out of four consecutive years. In 2013, the Department will calculate the first official Gainful Employment Rates.

To access the 2011 Gainful Employment Informational Rate Downloadable Spreadsheet click here.