A Message from the Secretary of Education About Debt Relief Scams | Federal Student Aid

A Message from the Secretary of Education About Debt Relief Scams

Have you seen ads offering help with your federal student loans that seem too good to be true? They probably are. Many debt relief companies charge exorbitant fees for these services and often solicit unsuspecting borrowers online and through mobile ads, social media, phone calls—and even mail sent to your home. 

If you took out federal student loans to pay for college, you never have to pay to get help managing your student loan debt. The U.S. Department of Education provides free assistance to help you

  • lower or cap your monthly loan payment;
  • see if you qualify for loan forgiveness;
  • consolidate your federal loans; and
  • get advice on getting out of default.

To learn more: