Funding Education Beyond High School: The Guide to Federal Student Aid 2010-11
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Funding Education Beyond High School: The Guide to Federal Student Aid 2010-11
  • FEDERAL STUDENT AID AT A GLANCE
  • A WHAT YOU SHOULD KNOW BEFORE YOU APPLY
  • REDUCING THE COST OF EDUCATION
  • AM I ELIGIBLE?
  • TYPES OF FEDERAL STUDENT AID
  • OTHER FINANCIAL AID SOURCES
  • IT’S A JUNGLE OUT THERE… BE CAREFUL
  • B HOW DO I APPLY?
  • GETTING YOUR FEDERAL STUDENT AID PIN
  • COMPLETING THE FAFSA
  • THE STUDENT AID REPORT (SAR)
  • C REPAYING YOUR STUDENT LOAN
  • BORROWER’S RIGHTS AND RESPONSIBILITIES
  • LOAN REPAYMENT
  • POSTPONING LOAN REPAYMENT
  • CONSOLIDATING YOUR LOANS
  • LOAN CANCELLATION
  • IMPORTANT TERMS
  • STATE HIGHER EDUCATION AGENCIES
  • OTHER FEDERAL STUDENT AID PUBLICATIONS


  • A Message to Our Readers
    This guide will help you through the process of applying for federal student aid.

    Education creates opportunities and is an important step toward success. No eligible student should be denied an education because the cost is too high. So, if you're considering education beyond high school (a two- or four-year college, university or trade or career school), we offer financial aid that helps millions of students manage the cost of education each year. There's money available—but you need to apply to receive it.

    In this guide we explain the federal student aid process, you will learn more about federal student aid programs—grants, work-study, and loans—and how to apply for them.

    Worried about the application process? Don't be. This year the online application is shorter and simpler. You will view and answer questions that apply only to your situation. If you ever have any questions, you can always call our toll-free number 1-800-4-FED-AID (1-800-433-3243) or visit our Web site at www.FederalStudentAid.ed.gov.

    At the Web site you will find the online version of this and other publications, and you can apply there for federal student aid online, search for colleges and other sources of aid, and even use interactive calculators for different repayment plans.

    If you are not ready to apply for federal student aid, you can receive an estimate of your federal student aid by using FAFSA4casterSM at www.FAFSA4caster.ed.gov (see the FAFSA4caster section in this publication for more information).

    Chances are you know someone who took advantage of one or more of our federal student aid programs. It's very possible that you can make this happen for yourself or a family member. So take advantage of federal grant, work-study, and loan programs as well as aid available from your state and the school you plan to attend. The key: Start here, today, and go further.

    The Federal Student Aid Team
    U.S. Department of Education



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    U.S. Department of Education | Federal Student Aid