April 2009
This publication is in the public domain. Authorization to reproduce it in whole or in part is granted. While permission to reprint this publication is not necessary, the citation should be: U.S. Department of Education, Federal Student Aid, Students Channel, Your Federal Student Loans: Learn the Basics and Manage Your Debt, Washington, D.C., 2008
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All Web site addresses included in this publication were accurate at press time.


