April 2009

This publication is in the public domain. Authorization to reproduce it in whole or in part is granted. While permission to reprint this publication is not necessary, the citation should be: U.S. Department of Education, Federal Student Aid, Students Channel, Your Federal Student Loans: Learn the Basics and Manage Your Debt, Washington, D.C., 2008

To order copies of this publication, write to:

U.S. Department of Education

P. O. Box 1398
Jessup, MD 20794-1398

or fax your request to:
301-470-1244

or e-mail your request to:
orders@FSApubs.org

or call in your request toll-free:
1-800-394-7084 or 1-877-433-7827 (1-877-4-ED-PUBS). If 877 service is not yet available in your area, call 1-800-872-5327 (1-800-USA-LEARN). Those who use a telecommunications device for the deaf (TDD) or a teletypewriter (TTY), should call 1-800-437-0833.

or order online at www.FSAPubs.org

This publication is also available on the Federal Student Aid Web site at www.FederalStudentAid.ed.gov/pubs

On request, this publication is available in alternate formats, such as Braille, large print, or CD. For more information, please contact the Federal Student Aid Information Center at 1-800-433-3243 (1-800-4-FED-AID). TTY users (for the hearing-impaired) should call 1-800-730-8913.

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All Web site addresses included in this publication were accurate at press time.