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Funding Your Education: 2004-2005
Education After High School Stafford Loans
Funding Your Education: 2004-2005 Funding Your Education: 2004-2005
Paying Tuition & Other Costs PLUS Loans (Parent Loans)
Funding Your Education: 2004-2005 Funding Your Education: 2004-2005
Applying for Financial Aid Stafford & PLUS Loan Questions
Funding Your Education: 2004-2005 Funding Your Education: 2004-2005
Eligibility Criteria Contacting Us
Funding Your Education: 2004-2005 Funding Your Education: 2004-2005
Important Deadlines Reducing the Cost of School
Funding Your Education: 2004-2005 Funding Your Education: 2004-2005
Federal Pell Grants Taking the Next Step
Funding Your Education: 2004-2005 Funding Your Education: 2004-2005
Campus-Based Aid Programs State Higher Education Agencies
Funding Your Education: 2004-2005 Funding Your Education: 2004-2005
Federal Students Aid Students Portal No Child Left Behind Website
 
Federal Students Aid Students Portal No Child Left Behind Website
Funding Your Education

Funding Your Education

 

Funding Your Education
Funding Your Education
Funding Your Education

Paying School Costs
How Can I Find Sources of Aid to Help Me Pay for School?
About two-thirds of all student financial aid comes from the U.S. Department of Education grant, workstudy, and loan programs you’ll read about here. We award aid for these programs based on your demonstrated financial need; your grades or class ranking are not considered.

• You don’t have to pay back grants (unless, for example, you withdraw from school and owe a refund).

• Work-study allows you to earn money for your education.

• Loans allow you to borrow money for school. You must repay any money you borrow.

Click on the various sections above for more detailed information on federal student aid programs. You can also go to our Web site: www.studentaid.ed.gov.

You can learn about state aid programs by contacting your state higher education agency. You can learn about other programs by checking with your high school counselor or the college or career school you plan to attend. You might also want to use a search engine on the Web using key words such as “financial aid,” “student aid,” or “scholarships.” Also, check the reference section of your local library using the same words.


What About Scholarship Search Services that Contact Me?
Many private scholarship search services provide sources of financial assistance. You should be aware that we do not evaluate those services. If you decide to use a service, check its reputation by contacting the Better Business Bureau or a state attorney general’s office.


How Can I Tell These Search Services Aren’t Scams? Are There Any Signs I Should Look For?
Estimates show that families lose millions of dollars to scholarship fraud every year. The College Scholarship Fraud Prevention Act provides protection against fraud in student financial assistance. The Federal Trade Commission (FTC) cautions students to look for these telltale lines:

  • “The scholarship is guaranteed or your money back.”
  • “You can’t get this information anywhere else.”
  • “I just need your credit card or bank account number to hold this scholarship.”
  • “We’ll do all the work.”
  • “The scholarship will cost some money.”
  • “You’ve been selected by a ‘national foundation’ to receive a scholarship” or “You’re a finalist” in a contest you never entered.
Be careful when searching for information
on student financial assistance.
Make sure information and offers are
legitimate. Don’t fall prey to fraud.

To file a complaint, or for free information, call
1-877-FTC-HELP (1-877-382-4357) or visit
www.ftc.gov/scholarshipscams










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Funding Your Education
Funding Your Education